Managing your finances in today’s fast-paced world can be tricky, especially when it comes to understanding your credit score. Enter the OneScore App—a game-changer for over 40 million Indians. Whether you want to check your credit score for free or need an instant personal loan, this app has you covered. In this blog, we’ll explore what makes OneScore stand out, its features, and why it’s a must-have in 2025.
What is the OneScore App?
OneScore is a free credit score management tool that lets you monitor your CIBIL and Experian scores without any hidden charges. Launched by FPL Technologies in 2019, it’s trusted by millions for its simplicity and transparency. Beyond just credit tracking, it offers instant personal loans with zero collateral and flexible EMIs, making it a one-stop financial solution.
Key Features of OneScore App
- Free Credit Score Check
- Get your CIBIL and Experian scores updated monthly—no fees, no spam. It’s perfect for staying on top of your credit health.
- Simplified Credit Report
- Understand your credit history with a jargon-free breakdown. Spot errors and fix them directly through the app.
- Instant Personal Loans
- Need cash for a vacation or emergency? OneScore’s OnePL feature offers loans with quick approval and no documentation hassles.
- Score Planner & Insights
- Improve your score with AI-powered tips and a simulator to test financial habits. Set goals and watch your creditworthiness grow.
- Secure & Ad-Free
- Your data stays safe, and there are no annoying ads or third-party calls—unlike many other apps.

Why Choose OneScore in 2025?
With financial awareness on the rise, checking your credit score regularly is crucial. OneScore makes it effortless and free, unlike paid services. Plus, its loan feature is a lifesaver for quick cash needs. Whether you’re new to credit or a seasoned borrower, this app empowers you to take control of your finances.
How to Get Started
- Download the OneScore App from Google Play Store or Apple App Store.
- Sign up with your mobile number and check your credit score in minutes.
- Explore loan offers tailored to your profile.