The Government of India has launched the Cashless Treatment of Road Accidents Victims Scheme 2025 to ensure that victims get timely and quality medical care without worrying about expenses. Under this scheme, victims of road can avail cashless treatment up to ₹1.5 lakh at empanelled hospitals across India.
This is a major step towards saving lives and reducing the financial burden on victims and their families.
What is the Cashless Treatment Scheme?
The Cashless Treatment of Road Accidents Victims Scheme 2025 is a centrally sponsored initiative. It provides cashless treatment for victims of road in the Golden Hour (the crucial first hour after the ) and beyond, up to a limit of ₹1.5 lakh per person per.
- Coverage: Up to ₹1.5 lakh
- Beneficiaries: All road Accidents victims in India (including drivers, passengers, pedestrians)
- Network: Empanelled government and private hospitals
Key Features of the Scheme
- Cashless Treatment up to ₹1.5 lakh for each victim.
- Available PAN-India at approved hospitals.
- No upfront payment required from the patient or family.
- Covers emergency stabilization, surgery, diagnostics, medication.
- Aims to reduce fatalities during the Golden Hour.
- Designed to help all citizens, irrespective of income or insurance status.
How Does the Cashless Treatment Work?
1️⃣ Road Accidents victim is taken to the nearest empanelled hospital.
2️⃣ Hospital verifies eligibility under the scheme.
3️⃣ Treatment is given immediately without demanding cash payment.
4️⃣ Hospital claims expenses (up to ₹1.5 lakh) from the scheme authority.
5️⃣ No direct cost to the victim or family within the limit.
This simple process ensures that treatment is not delayed due to money issues.
Empanelled Hospitals
- Government hospitals
- Private hospitals enrolled under the scheme
- Hospitals must meet minimum criteria for trauma and emergency care
A list of empanelled hospitals will be available on the scheme’s official portal or state health department websites.
Who Can Avail the Benefit?
- Any road Accidents victim in India
- Citizens and non-citizens alike
- No income proof or caste certificate required
- Applicable to drivers, passengers, pedestrians
Why is this Scheme Important?
Every year, India records over 1.5 lakh road deaths. Many lives could be saved with fast, quality medical care. But for many families, the cost of treatment is a barrier.
- This scheme ensures:
- Immediate access to life-saving treatment
- Financial relief to families
- Better outcomes in the Golden Hour
- Reduction in preventable deaths
Conclusion
The Cashless Treatment of Road Accidents Victims Scheme 2025 is a life-saving initiative offering cashless treatment up to ₹1.5 lakh for victims across India. It aims to reduce preventable deaths, provide immediate care, and ease the financial burden on families.
Spread awareness about this important scheme—it can save lives!
